Will I Be Able to Buy Again if I Short Sale?

Costa Mesa Short Sale FAQs

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This is one of the biggest questions that comes up for people who are considering a Costa Mesa short sale.  It’s understandable, most distressed homeowners like to be homeowners and want to be again when possible.

Fortunately, the answer is you should be able to own again, and it may not take as long as you think.

Generally, the timeframes in which lenders will allow you to buy again are much shorter after you do a Costa Mesa short sale than they would be if you had a foreclosure.

For Fannie Mae conventional loans, you could qualify to buy again in as little as two years.  If you are able to complete a Costa Mesa short sale without having any lates on your mortgage, you might be able to buy again immediately with an FHA loan if you fit within all of their guidelines.

So, it’s important to know that a Costa Mesa short sale does not mean that the dream of homeownership is forever dead.

To schedule your free, confidential consultation, please contact Christine Donovan at 714-319-9751.